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ARK Invest Acknowledges Stablecoins Beat Bitcoin in Payments

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Cathie Wood's latest Bitcoin thesis marks a notable pivot: ARK Invest now concedes that stablecoins have won the real-world payments battle, while Bitcoin's core value proposition remains as a decentralized store of value and monetary layer. In a recent interview, Wood acknowledged that stablecoins have achieved the payment utility she once envisioned for Bitcoin, highlighting their dominance in remittances, DeFi, and everyday transactions. However, ARK maintains that Bitcoin's programmability, borderlessness, and inflation resistance still position it as a long-term global monetary asset, distinct from stablecoins' payment-focused role. This nuanced view suggests a maturation in the investment narrative, recognizing that different crypto assets may serve complementary functions. The acknowledgment does not diminish Bitcoin's bullish case but rather refines it, emphasizing its unique properties as a non-sovereign reserve asset.

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